The Parsons Agency offers a combination of quality coverages and services to help you get the most for your insurance dollar.

Damage to Your Car
Perhaps the first reason you would want automobile insurance coverage is to protect your property (Car, truck, van, etc.). Some of the following coverages can help you protect your automobiles.

• Comprehensive Coverage May pay for damage to your car, less any deductible, caused by things other than collision or upset such as fire, theft or glass breakage.
• Collision Coverage May pay for damage to your car, less any deductible, caused by collision with another car or object; or by upset.
• Towing and Labor Coverage May pay a limited amount for labor to repair your disabled car at the place of disablement and/or towing. Provides 24-hour toll-free assistance for common problems, such as: running out of gas, flat tires, dead batteries and lost or locked keys.

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Damage or Injury To Others
Auto Liability Coverage may protect you in the event that you unintentionally damage somebody else’s property or unintentionally cause injury to another.

• Property Damage Liability Coverage May pay claims if you are responsible for damage to someone else's car or property.
• Bodily Injury Liability Coverage May pay when you are responsible for injury to others including your legal defense costs.

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Injury In Your Car
Even minor fender-benders may injure you or others traveling in your vehicle.

• Medical Expense Coverage May pay for certain expenses sustained by you or others while occupying your car, regardless of who is at fault.
• Family Compensation Coverage May provide even broader benefits than Medical Expense Coverage, in that it also may pay confinement and death benefits resulting from an accident, regardless of fault.
• Uninsured and Underinsured Motorist Coverage May pay for hospital costs and other medical expenses for bodily injury to you and others in your car, when injury is caused by an uninsured or underinsured driver.

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