Running a business in today's economy is a challenge, but can also be rewarding. Keeping up with day-to-day operations sometimes takes most of your time. But, taking precautions now may save you headaches down the road.

At The Parsons Agency, we know how important your business is to you. That's why we take the time to analyze your needs, and develop a plan that's customized and responsive to your specific situation.

These are examples of coverages available. Your policy may include others. 

Business Property
Liability Exposure
Additional Coverages

Business Property
Our business insurance property coverages include:

• Fire and Lightning
• Windstorm and Hail
• Explosion
• Sprinkler Leakage
• Vandalism and Malicious Mischief
• Smoke

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Liability Exposure
We can provide insurance against liability losses, such as:

• Premises and Operations Liability
• Advertising and Personal Injury
• Bodily Injury/Property Damage
• Products and Completed Operations
• Medical Payments
• Fire Legal Liability
• Host Liquor Liability

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Additional Coverages
In addition to protecting your business property and providing for liability expenses, you may have other business insurance needs. Other coverages that can be added are:

• Commercial Auto which provides coverage for your company vehicles, including: Liability, Comprehensive, Collision, Medical Payments, Hired Auto, Non-owned Auto, Uninsured/Underinsured Motorists, Personal Injury Protection in states with "no-fault" laws.
• Worker's Compensation which provides coverage for your employees resulting from injury sustained while in your employment.
• Commercial Umbrella which provides additional liability limits over your underlying policies to cover catastrophic losses. In some circumstances, it also provides broader coverage than the underlying policies.
  

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